How do you ensure identity security?

At Pateno, payment protection and identity verification are two of our top priorities. Our verification system is backed by AI and machine learning, which means verification accuracy and efficiency increases with each new customer.

What is Pre-Authorized Debit (PAD)?

A PAD is a withdrawal from a customer’s bank account, which has been pre-authorized by the account holder. PADs are often used as a convenient way for a business to collect payment from a customer on a one-time or recurring basis.

What is an Interac Request Money transaction?

An Interac Request Money transaction is a fast, secure and convenient way to collect money from anyone in Canada. To send an Interac Request Money transaction, all you need is the email address or mobile phone number of the person that you are requesting money from. The recipient receives notification that the transfer has been received, they accept the transfer and funds are deposited real-time into your account.

Where can prepaid cards be used?

Clients and other stakeholders can use prepaid cards anywhere debit and credit card payments are accepted.

What information do you need for a VIsa Direct transaction?

All you need is the recipient’s 16-digit Visa card number, name and address. Funds are typically received within 48 hours of the transfer.

What if I need additional services?

In addition to our off-the-shelf products, we also offer bespoke development services. Custom development enables you to access all the features you need while avoiding the clutter and confusion of excess services.

Pateno Payments | Loan Origination Software

Name: Pateno Payments
Address: Canada
Telephone: 1-833-572-8366
Price range: $000 - $000

Use loan origination software to streamline your business

Integrate with loan management solutions and other business payment solutions to automate loan documentation and application approvals. Gathering information from customers, verifying identities and credit, and assessing and approving loans is easier through our proprietary software product. We help to reduce or eliminate the headaches of paperwork pile-ups and KYC requirements. Full integration and automation maximize the efficiency and ease of commercial loan origination.

SaaS Platform
Automated Decision Tool
Automated Documentation Solutions
Integrated with Identity Solutions
Integrated with Loan Management
Integrated with Payments Platform

Benefits of Our Loan Origination Software

Seamless application processes

Our SaaS loan origination software is designed to ensure the most straightforward experience for you and your customers with speedy approval processes and instantaneous access to loan funds upon approval. And, as a turnkey service, we manage everything from the initial loan application and disbursement to the management of existing loans.

Ensure compliance of loan rules

Our loan origination software makes it easy to manage and maintain compliance. With Pateno, you can manage decisioning rules and KYC requirements with our fully automated decision tool. Eliminate bias and faulty assessments in the loan approval stage and take advantage of Pateno’s identity solutions for customer identity and account verification.

Manage applications and beyond

Our software integrates seamlessly with your existing system. Pateno offers support for you and your customers from the origination of the loan through to the application, document preparation and final decisioning. Like our bill payment platform, our software allows you to collect payments through various sources, including Interac e-Transfer, EFT, and Visa Direct.

As a Canadian financial technology company, Pateno is able to act more nimbly than a traditional bank, giving us the freedom and flexibility to ensure more seamless processes and stress-free payments without sacrificing security. We serve all businesses that make payments, from restaurants to insurance companies and subscription platforms to property managers.

100 %

of your needs met

simple solution

What Our Customers Say

“Pateno is Bitvo's primary technology partner and has been integral to the business since we launched in 2018. We use their full suite of products to fully automate our exchange platform and mobile applications for everything from tracking and posting deposits and withdrawals to confirming customers' identities. Pateno's easy to use APIs and top-notch customer support make it number one in Canada.”

Pam D.

“Great communication, great customer experience, their products have been very helpful in getting our company right off the ground very quickly with their well packaged APIs. Transaction processing is also very quick. Would always and highly recommend Pateno all day.”

Tolu O.

“Pateno Payments is known for timely responses, as well as being up to date with the latest regulations and knowing what pitfalls their clients need to avoid. Their CEO is known for providing detailed explanations to an industry that really needs it, and providing guidance to clients and colleagues who request it. They are very helpful.”

Emma T.

“I am writing this review on behalf of the Canadian Blockchain Consortium. I am the Director of Marketing, and we work closely with Paterno. We consistently ask for experts to speak on a plethora of topics and they never disappoint. They speak at our conferences, round table and panel discussions. They are also prominently featured at our National Canadian Blockchain Week.”

Jade A.

“These guys are a great partner and easy to work with! Jessica is our rep. and she is awesome. Keep it up!”

Jordan A.

How it Works

Contact & Consultation

Contact us today for more information about our products and services. We offer free consultations to help you get started with the products that best meet your needs.

Payment Production Selection

After a thorough analysis of your business’ needs, we can help you select from our smorgasbord of payment products and other services.

Custom Solutions & Reporting

Depending on your needs, we can develop custom solutions, initiate custom reporting, and notifications so that you always know the status of your incoming and outgoing payments.

Integration & Payment Distribution

We’re happy to help with the development, installation, and integration of our products to ensure a seamless transition. We work with your existing apps, portals, and websites.

Loan
Origination

Automation For Simplicity
& Compliance

Benefits of Our Loan Origination Software

What Our Customers Say

Off the shelf solutions for any business that makes payments

How it Works

Get Started Today

LoanOrigination

Automation For Simplicity& Compliance

Benefits of Our Loan Origination Software

What Our Customers Say

Off the shelf solutions for any business that makes payments

How it Works

Get Started Today

Loan
Origination

Automation For Simplicity
& Compliance