How do you ensure identity security?

At Pateno, payment protection and identity verification are two of our top priorities. Our verification system is backed by AI and machine learning, which means verification accuracy and efficiency increases with each new customer.

What is Pre-Authorized Debit (PAD)?

A PAD is a withdrawal from a customer’s bank account, which has been pre-authorized by the account holder. PADs are often used as a convenient way for a business to collect payment from a customer on a one-time or recurring basis.

What is an Interac Request Money transaction?

An Interac Request Money transaction is a fast, secure and convenient way to collect money from anyone in Canada. To send an Interac Request Money transaction, all you need is the email address or mobile phone number of the person that you are requesting money from. The recipient receives notification that the transfer has been received, they accept the transfer and funds are deposited real-time into your account.

Where can prepaid cards be used?

Clients and other stakeholders can use prepaid cards anywhere debit and credit card payments are accepted.

What information do you need for a VIsa Direct transaction?

All you need is the recipient’s 16-digit Visa card number, name and address. Funds are typically received within 48 hours of the transfer.

What if I need additional services?

In addition to our off-the-shelf products, we also offer bespoke development services. Custom development enables you to access all the features you need while avoiding the clutter and confusion of excess services.

Pateno Payments | Virtual Wallet Products

Name: Pateno Payments
Address: Canada
Telephone: 1-833-572-8366
Price range: $000 - $000

API, SFTP and Direct Entry Options
Payment Services
Merchant Branded
Specific Account Services
Bespoke Product Development

Benefits of Virtual Products

Easy data storage

Virtual wallets store all of your payment data for online customers or merchants in one location, eliminating the need to give sensitive information for every transaction.

Self-serve capabilities

Self-servicing capabilities enable companies to define virtual accounting structures according to their business needs. With the right design, structure, and setup, virtual wallets enable reduced costs and overall increased efficiency.

Streamline reconciliation processes

Implementing virtual wallet products offers several advantages to your accounts payable team, as they effectively centralize treasury functions and improve STP reconciliation. Overall, virtual wallet products simplify the traditional banking process.

As a Canadian financial technology company, Pateno is able to act more nimbly than a traditional bank, giving us the freedom and flexibility to ensure more seamless processes and stress-free payments without sacrificing security. We serve all businesses that make payments, from restaurants to insurance companies and subscription platforms to property managers.

50,000,000 +

in active wallets

100,000 +

wallets in operation

What Our Customers Say

“Pateno is Bitvo's primary technology partner and has been integral to the business since we launched in 2018. We use their full suite of products to fully automate our exchange platform and mobile applications for everything from tracking and posting deposits and withdrawals to confirming customers' identities. Pateno's easy to use APIs and top-notch customer support make it number one in Canada.”

Pam D.

“Great communication, great customer experience, their products have been very helpful in getting our company right off the ground very quickly with their well packaged APIs. Transaction processing is also very quick. Would always and highly recommend Pateno all day.”

Tolu O.

“Pateno Payments is known for timely responses, as well as being up to date with the latest regulations and knowing what pitfalls their clients need to avoid. Their CEO is known for providing detailed explanations to an industry that really needs it, and providing guidance to clients and colleagues who request it. They are very helpful.”

Emma T.

“I am writing this review on behalf of the Canadian Blockchain Consortium. I am the Director of Marketing, and we work closely with Paterno. We consistently ask for experts to speak on a plethora of topics and they never disappoint. They speak at our conferences, round table and panel discussions. They are also prominently featured at our National Canadian Blockchain Week.”

Jade A.

“These guys are a great partner and easy to work with! Jessica is our rep. and she is awesome. Keep it up!”

Jordan A.

How it Works

Contact & Consultation

Contact us today for more information about our products and services. We offer free consultations to help you get started with the products that best meet your needs.

Payment Production Selection

After a thorough analysis of your business’ needs, we can help you select from our smorgasbord of payment products and other services.

Custom Solutions & Reporting

Depending on your needs, we can develop custom solutions, initiate custom reporting, and notifications so that you always know the status of your incoming and outgoing payments.

Integration & Payment Distribution

We’re happy to help with the development, installation, and integration of our products to ensure a seamless transition. We work with your existing apps, portals, and websites.

Virtual Wallet
Products

Move Everything Online

Benefits of Virtual Products

What Our Customers Say

Off the shelf solutions for any business that makes payments

How it Works

Get Started Today

Virtual WalletProducts

Move Everything Online

Benefits of Virtual Products

What Our Customers Say

Off the shelf solutions for any business that makes payments

How it Works

Get Started Today

Virtual Wallet
Products