How do you ensure identity security?

At Pateno, payment protection and identity verification are two of our top priorities. Our verification system is backed by AI and machine learning, which means verification accuracy and efficiency increases with each new customer.

What is Pre-Authorized Debit (PAD)?

A PAD is a withdrawal from a customer’s bank account, which has been pre-authorized by the account holder. PADs are often used as a convenient way for a business to collect payment from a customer on a one-time or recurring basis.

What is an Interac Request Money transaction?

An Interac Request Money transaction is a fast, secure and convenient way to collect money from anyone in Canada. To send an Interac Request Money transaction, all you need is the email address or mobile phone number of the person that you are requesting money from. The recipient receives notification that the transfer has been received, they accept the transfer and funds are deposited real-time into your account.

Where can prepaid cards be used?

Clients and other stakeholders can use prepaid cards anywhere debit and credit card payments are accepted.

What information do you need for a VIsa Direct transaction?

All you need is the recipient’s 16-digit Visa card number, name and address. Funds are typically received within 48 hours of the transfer.

What if I need additional services?

In addition to our off-the-shelf products, we also offer bespoke development services. Custom development enables you to access all the features you need while avoiding the clutter and confusion of excess services.

Pateno Payments | Visa Direct | Mastercard Moneysend

Name: Pateno Payments
Address: Canada
Telephone: 1-833-572-8366
Price range: $000 - $000

Improve efficiency of digital payments

Visa Direct makes it easy to offer fast payments for businesses across a wide range of industries. Facilitate nearly instant payouts, tip and commission disbursement, and international fund transfers. Visa Direct is one of the quickest and easiest ways to supply funds to the cards your customers already carry. Plus, all transfers are made through a secure and trusted network with maximum risk and compliance controls.

API, SFTP and Direct Entry Options
Send Money Directly to a Visa Card(Mastercard Coming Soon)
Easy Cash Distribution
Bespoke Product Development

Benefits of Visa Direct

Cross-border payments

International payments are often time-consuming and expensive, but through Visa Direct, businesses can easily send money transfers in near real-time to over 200 countries worldwide in over 160 different currencies.

Convenient real-time transfers

Visa Direct transfers can be made 24/7, 365 days a year in real-time. Same-day, cross-border delivery is typically not possible, but with Visa Direct from Pateno, it's a seamless process. Domestic transfers can also be completed instantly.

Improve overall user experience

Send transfers directly to existing cards or accounts from a single access point. Integrate Visa Direct functionality into your existing user experience, and connect via our advanced API. Visa Direct is convenient to manage and straightforward for your clients.

As a Canadian financial technology company, Pateno is able to act more nimbly than a traditional bank, giving us the freedom and flexibility to ensure more seamless processes and stress-free payments without sacrificing security. We serve all businesses that make payments, from restaurants to insurance companies and subscription platforms to property managers.

1,000,000 +

sent monthly

10,000 +

monthly transfers

What Our Customers Say

“Pateno is Bitvo's primary technology partner and has been integral to the business since we launched in 2018. We use their full suite of products to fully automate our exchange platform and mobile applications for everything from tracking and posting deposits and withdrawals to confirming customers' identities. Pateno's easy to use APIs and top-notch customer support make it number one in Canada.”

Pam D.

“Great communication, great customer experience, their products have been very helpful in getting our company right off the ground very quickly with their well packaged APIs. Transaction processing is also very quick. Would always and highly recommend Pateno all day.”

Tolu O.

“Pateno Payments is known for timely responses, as well as being up to date with the latest regulations and knowing what pitfalls their clients need to avoid. Their CEO is known for providing detailed explanations to an industry that really needs it, and providing guidance to clients and colleagues who request it. They are very helpful.”

Emma T.

“I am writing this review on behalf of the Canadian Blockchain Consortium. I am the Director of Marketing, and we work closely with Paterno. We consistently ask for experts to speak on a plethora of topics and they never disappoint. They speak at our conferences, round table and panel discussions. They are also prominently featured at our National Canadian Blockchain Week.”

Jade A.

“These guys are a great partner and easy to work with! Jessica is our rep. and she is awesome. Keep it up!”

Jordan A.

How it Works

Contact & Consultation

Contact us today for more information about our products and services. We offer free consultations to help you get started with the products that best meet your needs.

Payment Production Selection

After a thorough analysis of your business’ needs, we can help you select from our smorgasbord of payment products and other services.

Custom Solutions & Reporting

Depending on your needs, we can develop custom solutions, initiate custom reporting, and notifications so that you always know the status of your incoming and outgoing payments.

Integration & Payment Distribution

We’re happy to help with the development, installation, and integration of our products to ensure a seamless transition. We work with your existing apps, portals, and websites.

Visa Direct

Trust the #1 Name For Money Transfers

Benefits of Visa Direct

What Our Customers Say

Off the shelf solutions for any business that makes payments

How it Works

Get Started Today